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 | Mortgage Banking | | At a Glance | Residential Mortgage financing for 1-4 unit properties. | | Best For | Mortgage financing for residential and multi family purchases and refinancing | | Features |  | Long term fixed rates and short term variable rates | | Fully amortized for fixed rate products | | Short term products with long term amoritization and balloon payments. |
| Minimum Balance | None | | Fees | | All rates are quoted with a zero point option | | Points may be paid to buy down the interest rate | | | | |
All normal processing fees paid by the borrower, such as appraisal, credit report, title, closing, flood certification, plus any loan origination fee that the borrower elects to pay for interest rate buy-down. |
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